Personal Collection / Consumer Collection

Personal Debt Collection / Consumer Debt Collection

Personal Collection, also referred to as Consumer Collection, is an area of law in which seldom attorneys and law firms practice. Conversely, our creditor collection attorney and law group focus upon on this specific, niche practice of law. Unlike Business / Commercial Collection, Personal Collection / Consumer Collection have many state (The Rosenthal Act) and federal (Fair Debt Collection Practices Act) laws that serve as safeguards designed to protect individual debtors from overzealous debt collectors and collection agencies. Consequently, the foregoing state and federal laws pose many traps laced with damaging, financial consequences for the unseasoned and ignorant debt collector or attorney.

Unlike a general practitioner attorney or a debt collection agency, our creditor collection attorney and legal team are accomplished, seasoned professionals in collection law, continuously staying apprised of the latest state and federal collection laws. Trust our collection law group’s decades of experience and knowledge to successfully recover debts owed by owed by personal debtors / consumer debtors.

Practice Areas

  • Business Collection / Commercial Collection
  • Personal Collection / Consumer Collection
  • Judgment Enforcement

Allow our debt collection law group and network of nationwide collection attorneys focus on recovering your debt, while you focus on what matters most –

God, your family and enjoying life to its fullest!

Personal Debt Collection or Consumer Debt Collection, pertains to debt that is owed by an individual, not a business. Typical Personal Debt Collection / Consumer Debt Collection creditor clients represented by our legal team include, but are not limited to, the following type of debts:

  • Loan balance defaults (e.g. payday loan default or private student loan default)
  • Defaulted personal debts secured by either a Mortgage or Deed of Trust
  • Other types of unsecured debt default on personal loans, including promissory notes
  • Credit card default